Thousands of PRC houses have been repaired over the last 20 years most of them by the Local Authorities but have never been issued with a retrospective PRC certificate . A lot of Clients are now looking to take up their Right to Buy as discounts have greatly increased over the last 2 years.
Mortgage lenders are insisting on a retrospective PRC certificate being issued before proceeding with a mortgage offer. We can arrange for a PRC Engineer to inspect the property to confirm that the PRC repairs have been carried out in accordance with mortgage approved repair schemes and issue a retrospective PRC certificate.
Most Local Authorities have repaired the PRC houses to mortgage approved schemes.
Recent Examples Retrospective PRC Certificate
Unity type 2 PRC house in Derby repaired to a PRC Homes Ltd licence.
Airey houses in Yorkshire repaired to either Leeds City Council type 1 or type 2.
Woolaway house in Bristol repaired by Bristol City Council 20 years ago.
Cornish type 2 repaired to a PRC Homes Ltd approved scheme.
Cornish type 1 repaired under the grant scheme in Wales 30 years ago.
Wates construction house repaired this year by a local builder who owned the property.
Cornish type 1 in Somerset repaired to a PRC Homes Ltd scheme.
Airey house in Norfolk repaired by the Local Authority 25 years ago
Mortgages for repaired PRC houses are readily available from many high street lenders once a retrospective PRC Certificate has been issued at normal interest rates.
If you need advice about the repairs carried out to your property give us a call.
PRC houses which have been insulated or cladded by the Local Authority are not acceptable to mortgage lenders and can not be issued with a retrospective PRC certificate.